Florida Homeowners Insurance
At Monarch National, we believe that protecting your home is crucial for your peace of mind. That’s why we offer Florida Homeowners insurance policies (HO-3) that provide reliable coverage for your owner-occupied home. Our HO-3 policy covers your home’s structure and personal belongings, along with liability coverage. This coverage protects you from the cost of any injuries sustained by guests on your property. With a Homeowners policy from Monarch National, you can be confident that your home is well-protected.
A Typical Homeowners (HO-3) Policy Includes:
- Coverage A – Dwelling: provides coverage for the physical loss of or damage to the main dwelling
- Coverage B – Other Structures: provides coverage for the physical loss of or damage to other structures located on the premises, such as a detached garage or shed
- Coverage C – Personal Property: provides coverage for the physical loss of or damage to the personal property located within the structure
- Coverage D – Loss of Use: covers additional living expenses when the property is uninhabitable due to a covered loss
- Coverage E – Personal Liability: provides protection for the homeowner and other insured persons against claims made by others for bodily injury or property damage resulting from the insured’s use of the residence premises or the insured’s non-business activities
- Coverage F – Medical Payments to Others: provides medical payments to persons other than the insured or residents of the insured’s household who are injured on the insured’s premises
Want to Learn More?
Reach out to our Sales team by filling out our form. One of our insurance experts will contact you about our homeowners insurance policy.
