




Florida Renters Insurance
At Monarch, we understand how important it is for Florida renters to feel secure in their homes and protect their personal property. That’s why we offer renter (HO-4) policies, which provide a comprehensive level of coverage for any renter. For example, our Florida renters policy covers your personal belongings and liability protection, so you can have peace of mind knowing you and your possessions are protected. Contact us today to learn more about how our Renters HO-4 policies can help you.
A Typical Renters Policy (HO-4) Includes:
- Coverage C – Personal Property: provides coverage for the physical loss of or damage to the personal property located within the structure
- Coverage D – Loss of Use: covers additional living expenses when the property is uninhabitable due to a covered loss
- Coverage E – Personal Liability: provides protection for the homeowner and other insured persons against claims made by others for bodily injury or property damage resulting from the insured’s use of the residence premises or the insured’s non-business activities
- Coverage F – Medical Payments to Others: provides medical payments to persons other than the insured or residents of the insured’s household who are injured on the insured’s premises
Want to Learn More
Do you have questions about renters insurance? Contact us! Fill out our form below and our sales team will reach out to you.