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Florida Homeowners Insurance
At Monarch National, we understand the importance of protecting your home and the peace of mind that comes with it. We proudly offer Florida Homeowners insurance policies (HO-3) which provide reliable coverage for your owner-occupied home.
Our HO-3 policy safeguards your home’s structure and personal belongings. Additionally, our Florida homeowners insurance policy includes liability coverage. This coverage protects you from the price tag of injuries a guest incurs on your property. With a Homeowners policy from Monarch National, you can rest assured that your home is well protected.
A Typical Homeowners (HO-3) Policy Includes:
- Coverage A – Dwelling: provides coverage for the physical loss of or damage to the main dwelling
- Coverage B – Other Structures: provides coverage for the physical loss of or damage to other structures located on the premises, such as a detached garage or shed
- Coverage C – Personal Property: provides coverage for the physical loss of or damage to the personal property located within the structure
- Coverage D – Loss of Use: covers additional living expenses when the property is uninhabitable due to a covered loss
- Coverage E – Personal Liability: provides protection for the homeowner and other insured persons against claims made by others for bodily injury or property damage resulting from the insured’s use of the residence premises or the insured’s non-business activities
- Coverage F – Medical Payments to Others: provides medical payments to persons other than the insured or residents of the insured’s household who are injured on the insured’s premises
Want to Learn More?
Reach out to our Sales team by filling out our form. One of our insurance experts will contact you about our homeowners insurance policy.
