It’s that time of year again! Time to plan your New Year’s resolutions and kick off the year on the right foot. You may be planning to start a new workout routine, special diet, new hobby- the list goes on. We’ll leave that up to you! We want to discuss some insurance-based resolutions to get you set up for success in the new year. Here are some specifics to focus on before the new year approaches:
Do a Total Review with your Agent
To best prepare for a fresh new year, consider sitting down with your agent to do a total review of your current policies. This is a perfect time to determine if any changes need to be made to ensure you’re getting proper coverage. A lot can change in 12 months, so doing a total review with your agent each year is a great habit to start.
Evaluate your Homeowners Insurance
The value of your home can change year after year, especially if you’ve had any recent renovations done. Things like updating your kitchen, basement, or installing a pool can all greatly affect the value of your home. Check-in with your agent to verify your home’s worth and to make sure your coverages appropriately reflect that. Your agents will know what’s best for you and the state of your home.
Update your Home Inventory Records
Your rental or homeowners insurance helps to cover the costs of lost or damaged possessions in covered situations. Having an updated record of all of your belongings, especially valuable ones, is important when it comes to your policy coverage. This will help to ensure your coverage meets all your needs in times of loss. It will save you time and keep things organized when you need it most.
Ask about Insurance Discounts
The new year is a perfect time to re-access your monthly bills for all things, especially your insurance protection. Discount eligibility is always changing, so be sure to ask your agent about any new available discounts for the new year! Your agent can help you ensure you’re getting the best prices for your coverage.
Consider Flood Insurance
Flood Insurance may seem unnecessary to many people, but as Floridians, we know the importance of being prepared for water damage. Just one inch of water can cause $25,000 of damage. As another year approaches with its many possibilities of damage, consider flood insurance if you don’t have it already.
National Flood Services (NFS) is here to help you find the best flood insurance coverage. NFS is our partner, and they have several plans tailored for Floridians. Visit their website or contact your agent today to learn more about how they can help protect your family, home, and possessions!
The new year is a wonderful time of exciting goals launching and new habits forming. Prioritize these insurance goals this year and set yourself up for success!
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