HP Managing Agency, LLC (“HPMA”) is the general agent for Monarch National Insurance Company (“Monarch”) and Viceroy Preferred Insurance Company (“Viceroy”). This privacy notice (“Notice”) applies to HPMA, Monarch, and Viceroy (collectively, “Companies,” “we,” “us,” or “our”). We share your concern regarding the privacy of your nonpublic personal information. This Notice describes our privacy policies and practices regarding the collection, use, security, and sharing of your nonpublic personal information and is being provided as required by federal and state law.

Privacy Promises

  • We do not sell any nonpublic personal information.
  • We contractually require any nonaffiliated third parties that provide products and services on our behalf to maintain confidentiality.
  • We do not disclose nonpublic personal information except when necessary to provide products and services and as otherwise permitted by law.
  • We have safeguards in place to protect your nonpublic personal information.

What Information We Collect

We collect nonpublic personal information about you and members of your household from various sources including:

  • Application Forms: We receive information about you from applications and other forms, such as your name, address, date of birth, family member information, property location, previous insurance information, age of home, and other home attributes.
  • Reporting Agencies: We receive information from consumer reporting agencies, other insurers, medical providers, and other insurance support organizations, such as credit report information and motor vehicle records.
  • Transaction Information: We receive information about your transactions with us or others, such as insurance coverages, limits, rates, payments, claims history, and other information for billing and payment.

How We Protect Your Information

We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to protect nonpublic personal information. We restrict access to your nonpublic personal information only to those who need such information to provide products and services to you.

Information We Disclose

We may disclose nonpublic personal information as noted and categorized above to our affiliates and to nonaffiliated third parties performing contractual services, and as otherwise permitted by law. These affiliates and nonaffiliated third parties provide products and services necessary to carry out our business activities such as administering policies, processing policies, transacting policies, and adjusting claims. Nonaffiliated third parties that provide products and services on our behalf, or for any other reason otherwise permitted by law, are contractually prohibited from disclosing or using nonpublic information other than to carry out the purposes for which we disclosed nonpublic personal information in the ordinary course of business to carry out those purposes. We may also disclose nonpublic personal information to other affiliated or nonaffiliated third parties, as applicable, as permitted by law.

This Notice describes our policies and practices for current and former customers. We reserve the right to modify this Notice at any time. If we make material changes, we will provide you a revised Notice.