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Welcome to Monarch National Insurance, your trusted partner for comprehensive homeowners insurance solutions in Florida. Our goal is to transform insurance in the Sunshine State, and we understand the unique challenges Floridians face. We are committed to safeguarding your property and belongings with our expertly tailored insurance products. Our extensive lineup includes the HO-3 Homeowners Insurance, DP-3 Dwelling Fire Insurance, HO-6 Condo Insurance, and HO-4 Renters Insurance policies. These options ensure robust protection against a variety of unforeseen events, like natural disasters, theft, and liability issues. With Monarch National Insurance, you can rest easy knowing your protection is our top priority. We are committed to delivering outstanding service and support, helping you navigate your insurance needs with confidence.

Family sitting on couch. Find what policy is right for your home, so you can also have peace of mind.
A Florida home. Our HO-3 policy was made for Florida homeowners in mind. Learn more about our policy to see if it is the right fit for you.

Florida Homeowners HO-3

Our Florida Homeowners insurance policies (HO-3) that provide reliable coverage for your owner-occupied home. Our HO-3 policy covers your home’s structure and personal belongings, along with liability coverage. This coverage protects you from the cost of any injuries sustained by guests on your property.

Dwelling Fire DP-3

Our Dwelling Fire Insurance (DP-3) policy is here to provide property owners and landlords with the necessary protection to safeguard their homes. Coverage includes property, personal possessions, liability, and displaced income for rental or non-owner-occupied properties.

Florida Renters HO-4

At Monarch, we understand how important it is for Florida renters to feel secure in their homes and protect their personal property. That’s why we offer renter (HO-4) policies, which provide a comprehensive level of coverage for any renter. For example, our Florida renters policy covers your personal belongings and liability protection, so you can have peace of mind knowing you and your possessions are protected.

Florida Condo-Owners HO-6

If you own a condo in Florida, you want to make sure your possessions are protected. That’s why Monarch offers the HO-6 Condo policy, a comprehensive coverage plan for your condo unit. With this policy, you can protect your furniture, electronics, appliances, clothing, and more from water damage, fire, theft, and other covered perils. What’s more, Monarch offers competitive rates and helpful customer service, so you know your condo is protected.

Contact our team to learn how we can transform your insurance experience.

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