The Importance of Flood Insurance for Florida Homeowners

Hurricane Ian was a great example on why flood coverage is so important. Check out other reasons below!

Did you know that just one inch of water could cause $25,000 of damage? Unfortunately, flooding is something to expect when living in Florida. That’s why it’s extremely important to be prepared with flood insurance for your home and belongings.

Flooding is the most common & damaging natural disaster.

Investing in yet another form of insurance may seem unnecessary, but living in Florida calls for sufficient coverage. Storms are frequent and so is flooding. Did you know flooding is the most damaging natural disaster in the country? Proper flood insurance coverage could save you thousands of dollars and help you recover faster from damages.

Proximity to High-Risk Flood Zones

If you live within a high-risk flood zone in Florida, you are often required to have flood insurance. However, if you don’t live within this type of zone, you most likely live near one, so acquiring flood insurance is always the safest option.

 Repairs and Replacements

During the recovery period from damages, flood insurance pays for repairs and replacements of your home and damaged belongings. With proper coverage, you can rest easy knowing you and your loved ones will be supported and in good hands if flooding affects your home.

National Flood Services (NFS) is here to help you find the best flood insurance coverage. NFS is our partner, and they have several plans tailored for Floridians. Visit their website or contact your agent today to learn more about how they can help protect your family, home, and possessions!

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